Job Purpose
Establish and manage a microfinance loan portfolio of the highest value and quality, ensuring full compliance with the bank's policies and procedures to achieve branch and sector objectives
Job Responsibilities
Actively market microfinance products to target customers within the branch coverage area
Conduct thorough background checks on prospective client before loan approval via field visits or centralized inquiries and prepare comparative reports
Participate in the loan approval decision as part of the branch loan committee to evaluate repayment capacity, business viability, and creditworthiness based on standardized assessment studies
Perform continuous follow-ups with existing customers and generate periodic (monthly) monitoring reports to ensure portfolio health
Collect dues from delinquent clients to safeguard bank assets
Adhere to internal work regulations and maintain administrative, financial, technical controls in accordance with approved policies
Coordinate with the team to ensure high portfolio quality and consistently meet required performance targets
Maintain and archive all documents and files related to the financing portfolio
Comply with all product-specific policies, procedures, and standing instructions
Job Location
Greater Cairo Region
Alexandria & Delta Region
Suez Canal Region
Upper Egypt Region & Red Sea
Fully detailed address must be mentioned in the CV
Qualifications
Years Of Experience: From 1-5 Years of Experience in Micro Finance / Sales
Educational Background: Bachelor's degree
Excellent command of PC skills
Have good Soft Skills (Communication and Presentation)
Apply from here